Sustainable Credit Management

 
We create future value managing credit with a sustainable approach, following ethical principles, respecting our clients and supporting the Italian economy
Managing credit sustainably means to adopt a proactive approach to the credit recovery and the integration of ESG criteria within the NPE credit business, respecting clients and supporting companies.
 
These are our strategic objectives:
 
Adopt a proactive approach
during collection
 
 
Integrate ESG criteria
in the NPE credit business
 
 
Improve the energy label of repossessed real estate assets
 
 
Contribute to the financial
education of corporates
 
 
 
 
 
Adopt a proactive approach during collection
 
Our commitments:
  • Manage the credit with a proactive approach
  • Cooperate with the client to find a conciliatory solution, favoring extra-judicial settlements
  • Acting with fairness, loyalty, transparency, respect
  • Monitoring sustainable management of each business division
  • Facilitating the financial recovery of households and corporates
  • With the Re.perform project we support retail mortgage customers in returning to performing status
 
 
 
 
 
 
 
Integrate ESG criteria in the NPE credit business
 
Our commitments:
  • Include the ESG criteria in the risk assessment and risk management of the credit portfolios
  • Integrate ESG risk management within AMCO’s Risk framework
 
 
 
 
 
 
 
Improve the energy label of repossessed real estate assets
 
We are committed to mapping the energy labels of repossessed properties with a view to a potential improvement.
 
 
 
 
 
 
 
Contribute to the financial education of corporates
 
We are committed to contribute to the financial education of corporates to discourage unsustainable indebtedness level.
 
 
 
 
 
Find out the results we have achieved Sustainability Report
Our sustainable approach  
 

Previous Reports:

 
First Sustainability Report
 
 

Our sustainable approach

 
 
 
HAVE A DECALOGUE
 
We have defined 10 Principles for the management of impaired loans: ten guidelines to direct our activities and those of our partners.
 
Discover the 10 Principles for the management of impaired loans
FIND SOLUTIONS
 
We actively cooperate with our clients, seeking to reach an extra-judicial settlement through constructive dialogues.
GIVE BACK A BETTER FUTURE
 
Our sustainable and collaborative approach is guided by the desire to safeguard business continuity and industrial relaunch, including by providing new financing.